If your income qualifies you for a subsidy, an ACA Marketplace plan — also known as Obamacare — can be one of the most affordable options available. These plans are guaranteed-issue, meaning your health history doesn't affect whether you're approved or what you pay. I can help you check your eligibility and compare marketplace plans side by side with private options.
A private PPO (Preferred Provider Organization) plan is health coverage purchased directly from an insurance carrier, outside the ACA Marketplace. PPO plans typically offer a wide network of doctors and hospitals with no referrals needed to see a specialist. Because these plans are medically underwritten, they're often a strong fit for self-employed professionals and small business owners who earn too much for ACA subsidies but still want broader access and more predictable pricing — without the subsidy cliff. This is where most of my clients land, and it's my specialty.
Group health coverage is a single plan that covers your employees — and often their families — under one policy, typically with the employer covering part or all of the premium. Beyond the coverage itself, offering benefits can be a powerful recruiting and retention tool — and it's often more affordable than most business owners expect. I'll shop the options and build a package that fits your team size and budget.
These layer on top of any plan above to round out your protection:
A rough starting point — we'll figure out the details together.